| Complete the field below to find out your credit exposure or Debt Service Ration (DSR) |
| |
|
Monthly Income |
|
|
|
|
|
Total |
|
Total basic salary/income |
RM |
|
|
Total fixed allowance(For example: Petrol allowance, Meal allowance etc.) |
RM |
|
|
Total income |
RM |
|
|
Total statutory deduction(For example: EPF, Socso, Tax, Zakat and etc.) |
RM |
|
| Total net income after statutory deduction |
RM |
|
|
|
|
|
|
Monthly Credit Commitment |
|
|
|
Total house loan/financing |
RM |
|
|
Total vehicle loan/financing |
RM |
|
|
Total personal loan/financing |
RM |
|
| Total credit card minimum payment(Calculate based on 5% of Total Cards Outstanding) |
RM |
|
|
Total overdraft/cash line facility profit/interest Servicing(Calculate based on Effective Rate * Total Outstanding * 30 / 365) |
RM |
|
|
Total other loan/financing |
RM |
|
|
Total credit commitment |
RM |
|
|
New personal financing installment with Bank Islam |
RM |
|
|
|
|
|
|
Do you own a house? |
|
|
Is your house still under financing? |
|
|
Are you working within Bank Islam selected employer? |
|
|
|
|
|
| |
| |
|
|
| Results : |
| Existing Debt Service Ratio |
| (Calculated without new Personal Financing installment with Bank Islam) : MyDSR |
| |
| New Debt Service Ratio |
| (Calculated with new Personal Financing installment with Bank Islam) : MyNewDSR |
| |
 |
| |
|
| Note : The accuracy of this calculator and its appropriateness in usage on any given situation is not guaranteed and cannot be used for any legal matters |
|